Refinance Your Home
Interest rates are at all time lows. Refinance today and save money, consolidate debt, lower your mortgage term, or get some cash out from the equity of your home. Call now to see how we can help.
There are many reasons why it can be beneficial to refinance your home. Some of the most common reasons to refinance your mortgage are:
- Lower Rate
- Lower Payment
- New Loan Term (30 yr, 20 yr, 15 yr, etc..)
- Cash-Out Home Equity
- Consolidate Debts
- Remove/Add Spouse From/To Loan
Is Refanancing Worth The Price?
To determine if a refinance is worth the costs, ask your mortgage lender to provide you with a cost analysis to show you the benefits of refinancing your home. While most of the time a refinance makes perfect sense, there are other situations where a refinance may not.
What Are The Costs To Refinance
While it is difficult to answer that question without having a complete loan file in front of us, we can guarantee you our fees are very competitive with all of the top mortgage banks throughout the country. Factors such as loan type, property type (single family, 2-4 unit, > 4 units, etc…), loan amount, property location (city, county, state), and many other variables impact the costs of refinancing. For example, even fixed costs such as appraisal fees can fluctuate significantly based on the property type and location of the property.
What is the Process?
The process of a refinance loan is similar to a purchase loan. Step 1: Speak with your personal mortgage lender Step 2: Provide your mortgage lender with your financial documents (W2’s, paystubs, tax returns, etc…) Step 3: Provide appraiser access to your home to have your appraisal completed. Inform the appraiser of home updates Step 4: Work with your personal mortgage lender to provide any additional documents needed/requested Step 5: Set up date/closing time to sign final approved home mortgage paperwork to complete your refinance Step 6: Thank your mortgage lender and send him an expensive lavish gift (just kidding, but hope you laughed)
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What You Get
A free, no hassle, no obligation consultation will be provided to anyone interested in refinancing their home with us. You will work with a mortgage lender who is professional, courteous, and understands the importance of keeping your personal information private and safe.