While it is difficult to answer that question without having a complete loan file in front of us, we can guarantee you our fees are very competitive with all of the top mortgage banks throughout the country. Factors such as loan type, property type (single family, 2-4 unit, > 4 units, etc…), loan amount, property location (city, county, state), and many other variables impact the costs of refinancing. For example, even fixed costs such as appraisal fees can fluctuate significantly based on the property type and location of the property. 

The process of a refinance loan is similar to a purchase loan. Step 1: Speak with your personal mortgage lender                Step 2:  Provide your mortgage lender with your financial documents (W2’s, paystubs, tax returns, etc…)                        Step 3: Provide appraiser access to your home to have your appraisal completed. Inform the appraiser of home updates      Step 4: Work with your personal mortgage lender to provide any additional documents needed/requested                                 Step 5: Set up date/closing time to sign final approved home mortgage paperwork to complete your refinance                          Step 6: Thank your mortgage lender and send him an expensive lavish gift (just kidding, but hope you laughed)